Universal Digital Risk Calculator About This Tool
This page explains what the Universal Digital Risk Calculator does, who it is for, and how to use it to guide practical security decisions for yourself, your family, or your organization.
Runs locally all calculations happen in your browser
No accounts use it anytime without logging in
Audience aware profiles for students, retirees, travelers, journalists, non-profits, and small businesses
What this calculator does
The Universal Digital Risk Calculator is a client side assessment tool. It helps you quickly estimate digital risk for different real world profiles using a small set of plain language questions. The goal is not a perfect score. Instead, it is a conversation starter that shows where your habits and controls are strong and where they leave you exposed.
Each profile student, retiree, traveler or digital nomad, journalist, non profit, and small business has a different threat model. The tool reflects that reality. The questions and risk explanations change based on the profile you select so the score feels relevant to the way you actually live and work.
How it works
- You pick the profile that best matches the person or organization you are assessing.
- You answer a short series of questions about everyday habits and basic security controls.
- The tool calculates a percentage score based on the answers for that profile.
- You receive a color coded risk level with a simple breakdown and practical recommendations.
When to use it
This tool is helpful when you want a structured starting point rather than a vague feeling that things might be risky. It can support conversations with family members, leadership teams, board members, or clients who need a clear, visual way to understand digital exposure before they commit to changes.
How to use the tool Quick start
You can complete a full assessment in just a few minutes. You do not need technical skills to understand the questions or the results. Use the recommendations as a checklist. When you have implemented new protections, run the calculator again and compare your new risk level.
Step by step
- Select the profile that feels closest to your situation, for example retiree or small business.
- Answer each question honestly based on current behavior instead of ideal habits.
- Review the color coded score and the risk breakdown for each area.
- Focus on the recommended actions that deliver the biggest improvement for the least effort.
- Repeat the process after you make changes so you can see progress over time.